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9.63 lakh people benefit in Punjab under health insurance scheme

Punjab Health Minister OP Soni holding a meeting with officials in Chandigarh on November 22, 2021. Photo: DPR

Chandigarh, Nov 22 (MNN) Free treatment entailing an expenditure of Rs 1,112.41 crore has been provided to 9.63 lakh beneficiaries in Punjab so far under the Ayushman Bharat–Mukh Mantri Sehat Bima Yojana (AB-MMSBY) that aims to ensure quality healthcare facilities to the needy and deprived sections.

Deputy Chief Minister and Health and Family Welfare Minister OP Soni said that this welfare scheme was presently covering around 40 lakh families, including ration card holder families, families listed in socio-economic caste census 2011, farmers holding J-forms and sugarcane weighment slips, registered construction workers, small traders and yellow card holders or accredited journalists etc.

Each family is eligible for annual insurance cover for secondary and tertiary care services up to Rs 5 Lakh per family, with no cap on family size, age or pre‐existing medical conditions, ensuring that necessary treatment is availed by those in need.

Over 9.63 lakh treatments entailing expenditure of Rs 1,112 crore, 921 empaneled hospitals (245 public and 676 private) and over 80 per cent of entitled families have been given e‐cards.

In these empaneled hospitals, beneficiaries can avail of cashless treatment through indoor hospitalisation for around 1,579 treatment packages covered under AB-MMSBY.

The Punjab Cabinet had on November 9 accorded approval to universalisation of AB-MMSBY, wherein the entire Punjab population will be provided insurance cover of Rs 5 lakh per family per year, except for state and central employees and pensioners.

A total of 40 lakh families in Punjab are already covered under the scheme while family registration of 15 lakh left-out families shall be carried out on the basis of Aadhaar-based authentication. Enrolment forms shall be available at empaneled hospitals, Common Service Centres and Suvidha Kendras, where the facility of e-card issuance is available through BIS portal.

The beneficiary will have to furnish Aadhaar Card and proof of residence through electricity or water bills, passports, or any government-issued document/ID/certificate containing residential address to get themselves registered and avail of cashless treatment.

Soni said that heart surgeries of 16,370 patients, knee and hip replacement surgeries of 6,349 other patients, treatment of cancer in 12,815 patients and dialysis of 2,20,968 patients as well as treatment of other diseases have been provided free of cost under AB-MMSBY.

The Health Minister appealed to the eligible beneficiaries who have not yet made their cards to check their eligibility at the nearest empaneled hospital, CSC or service centre or visit department’s website

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